Make festive season conversations matter
It’s more than prawns and pavlova. The festive season brings families together from near and far. If you notice signs that an older family member is experiencing the declines of ageing, be observant and take the opportunity to start a conversation.
As the year flies by, it's easy to miss subtle changes in your loved ones or perhaps when coming together in the festive season after some time apart, you notice signs of decline in an older family member.
While we may want to avoid difficult conversations, waiting until a crisis - such as a fall or confusion over simple tasks - can lead to rushed, emotional decisions that may not be the best for everyone involved.
The festive season presents an opportunity to gently start later-life planning conversations. By addressing potential needs now, future planning becomes a gradual process, and accepting help feels more natural rather than a sudden, overwhelming admission of an inability to cope.
This approach might be the first step to offering your loved one a greater sense of control over their future. Control helps them maintain independence, feel valued, and alleviate some of the daily challenges they may face. It can also reduce pressure on the whole family.
Tips for starting the conversation
The festive season may be one of the few opportunities when the whole family is gathered together, making it an ideal moment to have important family discussions. But how do you bring up a sensitive topic without being the grinch who puts a dampener the festive mood?
- Be observant for signs that your loved one may be struggling.
- Choose a quiet, private setting to discuss their concerns and preferences.
- Encourage them to invite other trusted family members into the conversation.
- Ask for their permission to start researching and planning options for their future needs.
The key to success is planning—and planning early leads to the best outcomes.
How we can help
If the thought of having this conversation feels overwhelming, we’re here to help. Our team can provide guidance and act as a neutral voice during what can be an emotional discussion, helping to ease tensions and keep the focus on planning for the future.
Make an appointment to discuss options and actions needed to be taken. Call us on 07 4662 3722.
The information in this article does not take into account your objectives, needs and circumstances. We recommend that you obtain investment and taxation advice specific to your investment objectives, financial situation and particular needs before making any investment decision or acting on any of the information contained in this document. Subject to law, Capstone Financial Planning nor their directors, employees or authorised representatives gives any representation or warranty as to the reliability, accuracy or completeness of the information; or accepts any responsibility for any person acting, or refraining from acting, on the basis of the information contained in this document. Principal Wealth Management Pty Ltd trading as BMO Financial Solutions ABN 53 109 336 601 is a Corporate Authorised Representative (CAR 277821) of Capstone Financial Planning Pty Ltd ABN 24 093 733 969 Australian Financial Services Licence (AFSL) No. 223135.
